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SIP Calculator - Calculate SIP Returns, Invest in SIP

Find the future value of your monthly/quarterly SIP investment.

10 Lakhs
20 Crores
24 Months
150 Months
2%
13%

Invested amount

Target goal amount

Monthly invested amount

Disclaimer: The calculator alone is not sufficient and shouldn't be used for the development or implementation of an investment strategy. This tool is created to explain basic financial / investment related concepts to investors. The tool is created for helping the investor take an informed decision and is not an investment process in itself. Mutual Fund does not provide guaranteed returns. Investors are advised to seek professional advice from financial, tax and legal advisor before investing.

What are the benefits of SIP?

What are the benefits of SIP

An ideal solution to the new dreams

One can plan different life goals, be it second career, second honeymoon, Ivy league education etc. or the conventional goals such as children's future, retirement, international holiday, holiday home, etc. 

  • An ideal solution to the  new dreams

    An ideal solution to the new dreams

  • Convenience for the busy generation

    Convenience for the busy generation

  • You decide when, where and how much

    You decide when, where and how much

  • Can be started with as less as ₹500

    Can be started with as less as ₹500

  • Experience the 8th wonder - the power of compounding

    Experience the 8th wonder - the power of compounding

  • Stay worry-free

    Stay worry-free

Frequently Asked Questions

People perceive that SIP is either a mutual fund or different investment avenue. However, the fact is that SIP is a way of investing and not a fund/scheme or a stock or an investment avenue. It helps you invest periodically in a fund/scheme of your choice.

There is a notion that choice of SIP date plays an important role in the returns. Reality is that SIP date has very little significance over a long period of time. It is just a date for your convenience - the date of which you would like your bank account to get debited.

It's good to increase your investment as your investment capacity grows. Increasing your investment amount regularly over time will lead to the formation of an even bigger corpus in the future.

In case you require money you can withdraw fully or partially, subject to exit load, if any.

When it comes to mutual funds there is a general misconception that investing in mutual funds means investing in stocks. The same is felt about SIPs. SIP can be made in an equity, debt or hybrid scheme. This entirely depends on the investment horizon and risk taking capacity of an individual. SIPs generally work best for equity and equity-oriented hybrid funds given that these are prone to market fluctuations. However, for investment discipline, one can invest in debt funds as well.

One cannot predict when the markets will be up or down. SIP provides rupee-cost averaging, and hence it should not matter if the markets are up or down. The most important thing to remember is to stay invested. This increases the potential to build wealth over a period of time.

With auto-debit feature, the bank account will get debited automatically on the date which you have selected for SIP. However, just in case for whatever reason the funds are not available in the bank account, you will miss one SIP. There is no penalty or any fee deducted by Mutual Fund/AMC. Your SIP account remains active even if you miss one SIP date but after multiple misses, it may get cancelled.

We often get tempted to invest all the money we have at one-go, especially when the markets are doing well. We expect that the rally will continue and that there will be reasonable gains. However, while investing in equity, it is always advisable to invest via SIP route.

What happens in a SIP is something called as rupee cost averaging. Which means you get more units when market falls, less units when it rises, thereby averaging the cost per unit.

The ideal thing to do is to invest lump sum in a non-equity fund such as a liquid fund and then transfer systematically from liquid to an equity fund via STP route which is quite similar to the SIP route.

Learn more about SIP Investment

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Think Big, Invest Small with SIPs!

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If you are looking to earn some extra income through investment than you should know that investing is a long journey and one needs to be patient if they want to create wealth.

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What is SIP & Types of SIP Investment?

What is SIP & Types of SIP Investment?

The number of schemes available in the market for investment are beyond comparison. However, every individual has different financial goals.

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Disclaimer -
Statutory Details:  Axis Mutual Fund has been established as a Trust under the Indian Trusts Act, 1882, sponsored by Axis Bank Ltd. (liability restricted to ₹ 1 Lakh). Mutual Fund Trustee Ltd.
Investment Manager: Axis Asset Management Co. Ltd. (the AMC).Risk Factors: Axis Bank Ltd. is not liable or responsible for any loss or shortfall resulting from the operation of the scheme.
Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.