Fund Overview
Axis Banking & PSU Debt Fund
Scheme Type: Debt
Fund Manager:
Mr. Aditya Pagaria + 1
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NAV as on Oct 10, 2025
₹ 2684.2687
CAGR
7.66 %
AUM as on 30 Sep 2025(in Cr.)
₹ 13,055.74
Updated as on: September 30, 2025
Risk
Moderate
An open ended debt scheme predominantly investing in debt instruments of Banks, Public Sector Undertakings & Public Financial Institutions
Investment Objective
To generate stable returns by investing predominantly in debt & money market instruments issued by Banks, Public Sector Units (PSUs) & Public Financial Institutions (PFIs).The scheme shall endeavor to generate optimum returns with low credit risk.
Benefits of
An open ended debt scheme that invests primarily in debt & money market instruments.
Endeavours to invest in debt instruments issued by banking companies, public financial institutions and other high quality public sector undertakings (PSUs).
The fund is ideal for investors with an investment horizon of 12 months or more and is an alternative to traditional fixed savings instruments.
Potential Risk Class
A Potential Risk Class matrix consists of parameters based on maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme).
Fund Manager
Mr. Aditya Pagaria
Managing this fund since 13th Aug 2016
18
Years
Work Experience
See all schemes managed by Aditya Pagaria
Mr. Hardik Shah
Managing this fund since 03th Jul 2023
16
Years
Work Experience
See all schemes managed by Hardik Shah
Entry Load
NA
Exit Load
Nil
Debt Quants
Average Maturity@*
3.66 years
Modified Duration@*
2.73 years
Mac D
2.89 years
Portfolio Yield (Yield to Maturity&) - Monthly
6.64%
Disclaimer: * For instruments with put/call option, the put/call date has been taken as the maturity date. & The yield to maturity given above is based on the portfolio of funds as on date given above. This should not be taken as an indication of the returns that maybe generated by the fund and the securities bought by the fund may or may not be held till their respective maturities. The calculation is based on the invested corpus of the debt portfolio. In case of semi annual YTM, it will be annualised
Updated as on:
This product is suitable for investors who are seeking*
- Regular income over short to medium term.
- Investment in debt and money market instruments issued by Banks, PFIs & PSUs.
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them
Axis Banking & PSU Debt Fund
The risk of the scheme is Moderate
Nifty Banking & PSU Debt Index A-II
The risk of the benchmark is Low to Moderate
Minimum Investment Amount
- Lumpsum Investment :₹ 5000
- Additional Investment :₹ 1000
- Systematic Investment :₹ 1000
Goal Planning
Big or small, everyone has goals that they want to accomplish. There are some goals you’re able to fulfil and others that you’re not. With proper planning a lot of this can be managed.
Savings, on their own are not enough. And most people who invest, do so in an ad-hoc manner. When the markets look promising, they follow the trend and invest like others do. When the volatility sets in, they worry over their investments and take uninformed decisions.
Access all the goal features and benefits at No Cost.
Choose your goal
Let your money work for your goals.
Issuers
Top 10 Issuers
% Of Net Assets
Indian Railway Finance Corporation Limited
9.28
Small Industries Dev Bank of India
8.86
Export Import Bank of India
8.79
REC Limited
8.42
Power Finance Corporation Limited
7.89
National Bank For Agriculture and Rural Development
7.49
6.79% GOI (MD 07/10/2034)
4.57
National Housing Bank
4.08
7.18% GOI (MD 14/08/2033)
2.95
Indian Bank
2.74
IDCW
IDCW (₹ Per Unit) | NAV Per Unit |
| Record Date | Option | Individuals/HUF | Others | Cum IDCW | Ex IDCW |
| Aug 25, 2025 | Monthly Dividend | 0.485 | 0.485 | 1033.295 | 1032.810 |
| Jul 25, 2025 | Monthly Dividend | 6.210 | 6.210 | 1039.021 | 1032.810 |
| Jun 25, 2025 | Monthly Dividend | 1.429 | 1.429 | 1034.239 | 1032.810 |
Disclaimer: Pursuant to payment of Distribution (of Income & Capital), the NAV of the above stated IDCW options of the scheme/plan would fall to the extent of payout and statutory levy, if any. Past performance may or may not be sustained in future. Face value of units is Rs. 1000. IDCW means Income Distribution cum Capital Withdrawal.
IDCW History
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Select Timeframe
12-07-2025
12-10-2025
Investment Packs
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Axis Bank Ltd. is not liable or responsible for any loss or shortfall resulting from the operation of the scheme.
Past performance may or may not be sustained in future. Please consult your financial advisor before investing.
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
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