CAGR Calculator
CAGR (Compound Annual Growth Rate) tells you how your portfolio has grown on an average annual basis over a specific period.
It answers a simple question:
“At what steady yearly rate would my portfolio have grown to reach its current value?”
Instead of just looking at total gains, CAGR gives you a clearer picture of long-term performance by factoring in time.
Disclaimer: The calculator alone is not sufficient and shouldn't be used for the development or implementation of an investment strategy. This tool is created to explain basic financial / investment related concepts to investors. The tool is created for helping the investor take an informed decision and is not an investment process in itself. Mutual Fund does not provide guaranteed returns. Investors are advised to seek professional advice from financial, tax and legal advisor before investing.
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Top Performing Funds to Start your SIP
| Fund Name | AUM(Cr) | Min Investment | This Fund / BenchmarkSI  | Worth of Investment (₹ 10,000)SIP | Expense Ratio | |
|---|---|---|---|---|---|---|
Axis Nifty Capital Markets Index FundIndex | 69.72 | ₹ 100 | N/A%/N/A% | 10,000.00 | 0.23 | |
Axis Multicap FundEquity | 9,937.58 | ₹ 100 | 15.56%/12.96% | 7,80,248.06 | 0.82 | |
Axis NIFTY 100 Index FundIndex | 1,966.48 | ₹ 100 | 12.63%/12.94% | 11,70,337.00 | 0.21 | |
Axis Gold FundFOF - Domestic | 3,092.33 | ₹ 100 | 11.45%/12.94% | 59,22,960.00 | 0.18 | |
Axis Small Cap FundEquity | 27,840.05 | ₹ 100 | 22.33%/18.43% | 58,76,238.00 | 0.65 | |
Axis Value FundEquity | 1,586.71 | ₹ 100 | 16.12%/10.27% | 8,45,119.44 | 0.76 | |
AXIS SILVER FUND OF FUNDFOF - Domestic | 1,288.07 | ₹ 100 | 50.01%/51.96% | 12,96,128.00 | 0.08 | |
Axis Greater China Equity Fund of FundFOF - Overseas | 4,168.37 | ₹ 100 | 4.92%/8.82% | 10,32,500.06 | 0.56 | |
Axis Nifty 500 Index FundIndex | 300.49 | ₹ 100 | -0.43%/-0.15% | 2,31,139.75 | 0.11 | |
Axis Nifty Smallcap 50 Index FundIndex | 638.56 | ₹ 100 | 16.44%/17.52% | 7,33,414.06 | 0.27 | |
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AUM as on 31-05-2026 | Expense Ratio as on 28-06-2026
Disclaimer: Returns are calculated on standard investment of Rs 10,000. Click on Scheme Name to know more about Scheme Details.
Past performance may or may not be sustained in future. Please consult your financial advisor before investing. Different plans have different expense structure.
Why CAGR Matters for Your Investments
When reviewing your portfolio, absolute returns can sometimes be misleading. For example, a 50% return over 1 year is very different from a 50% return over 5 years.
CAGR helps you:
- Understand your portfolio’s average yearly growth
- Compare different funds or asset classes fairly
- Evaluate performance over long-term goals
- Benchmark your returns against market indices
It simplifies performance into a single annualized percentage, making comparisons easier and more meaningful.
How CAGR is Calculated
The formula used to calculate CAGR is:
CAGR = (Final Value / Initial Value) ^ (1 / Time Period) – 1
Where:
- Initial Value = Your starting portfolio value
- Final Value = Your current portfolio value
- Time Period = Number of years invested
Example – Portfolio Growth
If you invested ₹1,00,000 and your portfolio value grew to ₹10,00,000 in 5 years:
CAGR = (10,00,000 / 1,00,000)^(1/5) – 1 CAGR ≈ 58.9% per annum (illustrative)
This means your portfolio effectively grew at an average compounded rate of 58.9% every year over five years.
How to Use the CAGR Calculator
Enter your Initial Investment Value
Enter your Current / Final Portfolio Value
Enter the Time Period (in years or months)
The calculator instantly shows your annualized growth rate (CAGR).
How This Helps You
Using the CAGR calculator can help you:
- Review whether your portfolio is aligned with your financial goals
- Compare performance across different time periods
- Assess whether asset allocation changes are required
- Make better-informed long-term investment decisions
CAGR is especially useful for long-term investors who want to track consistent wealth creation.
Conclusion
CAGR gives you a simple yet powerful way to understand how your portfolio has grown over time. Instead of focusing only on total gains, it helps you see the average annual growth rate of your investments, making it easier to compare performance across different funds, asset classes, or time periods.
While it does not capture market ups and downs, CAGR provides a meaningful long-term perspective. Used correctly, it can support better financial planning, smarter asset allocation decisions, and clearer goal tracking.
Before making any investment decisions, consider reviewing your complete portfolio performance, risk profile, and financial objectives.
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CAGR shows the average annual compounded growth rate of your portfolio over a specific period. It tells you how much your investments have grown per year on average.