3-in-1 benefits

3-in-1 benefits

Your money is relatively safe, liquid and offers potential growth.


No lock-in period

You can invest your money for a very short period – one day, a week, a month and more!


Instant redemption 24x7

Redeem your money anytime with a simple online request. You can redeem up to 90% of current value of available units or maximum of
50,000 per day per investor, whichever is lower*.

Axis Faqs

Liquid Fund Gyaan

What happens to my idle money if I don’t invest?

Keeping your money idle is not the best thing to do. It may give us immense comfort seeing a huge pile of cash or saving, but it does not help in the long run. Inflation may eat into your savings, which means the value of money gets eroded over a period of time.

What is a Liquid Fund?

  • Liquid fund is a type of mutual fund which invests primarily in money market instruments such as certificate of deposits (CoD), treasury bills, commercial papers etc. High liquidity of these underlying assets helps in meeting the redemption demand from investors.
  • Since the money is not invested in the equity market, it is relatively less risky compared to equity mutual funds while offering potentially good returns.
  • Liquid Funds do not have a lock-in period.
  • There are no entry or exit loads.

When and how can I withdraw my money?

  • The insta redemption feature allows you to redeem the funds instantly. Which means the money gets credited to the registered bank account in a few minutes. You can place a redemption request of up to 90% of the current value of available units or maximum of
    50,000 per day per investor, whichever is lower*.
  • Insta redemption facility is available 24x7.
  • For large amounts to be redeemed fully, one can place a redemption request either online or offline and the funds are credited to the registered bank account generally in one business day. The redemption request can be submitted till 3 pm on business days.
  • This means if you place a redemption request by 3 pm on any business day, then the funds will be credited to your bank account, generally the next business day.

For how long should I stay invested?

  • Money can be invested for a very short period of time – one day, a week, a month or more. It entirely depends on your requirement.
  • In case, you want to systematically transfer a defined amount to another fund (equity or debt), it can be done through
    STP (Systematic Transfer Plan).

Is there a minimum amount that I need to invest?

The minimum investment amount varies with different fund houses. On an average this amount may be between 5000 - 10,000.

Returns generated on the investments

Axis LiquidMF Returns generated on the investments

How much can your money earn?

1 Lakh 50 Lakhs
  • 'Normal paisa'

  • ‘Kamaanewala paisa’

  • How much additional can you earn?


Returns generated by ‘Normal Paisa’ is taken as 4% (ref. interest on savings bank account) and returns generated by ‘Kamaanewala paisa’ is taken as adhoc rate of 7%. The above illustration is given to explain the benefits of investing in Mutual Funds and does not depict performance and expected returns for any Mutual Fund scheme.

Investments in liquid/ debt mutual fund schemes are subjected to capital gains at applicable rates on redemption. Further, Mutual Funds are required to deduct tax on dividend distribution tax on dividend distributed at applicable rates. The impact of the capital gains and DDT is not considered in above illustration. Interest earned on deposits in Savings Bank Account is exempt from taxes upto Rs. 10,000/- per annum and balance is taxable at the rate applicable to investor as per applicable tax slab. The impact of taxation is not considered in above illustration. Information set out above is for general purpose only prospective clients should not treat this information as advice relating to taxation or investment or any other matter. In view of the individual nature of the implications, each investor is advised to consult with his or her own tax advisors/investment advisors with respect to the specific tax and other implications arising out of his or her investment in the schemes of mutual fund.