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The age of 30 is something of a threshold in one's life. It's the time when things start to change. Life just gets more real! Marriage, kids, kid's education, house purchase, etc. start becoming the focal points in your life. And you need to earnestly plan and prepare for these.
WHAT WORKS OR DOESN'T WORK FOR YOU AT THIS AGE?
Time is “still” your biggest ally
Yes. You read that right! You still have time. Start to save in right earnest if you haven’t already. Because now you have a family to care off. Einstein said, compound interest is “the greatest mathematical discovery of all time”. Take advantage of it! Have a look at the Kal Se calculator to understand the impact delayed savings could have on your long term wealth. See for yourself the value of starting early.
 
Responsibilities have increased
With marriage and kids, it's no longer just about you. You've now also got to plan for that big family vacation, that house, and may be that bigger car!
 
Expenses are rising
With a family and kids, expenses will only head one way. Up! Use the Expenses & Savings Tracker to keep a tab on your expenses. Know where your money is going.
 
But your income is rising too
Between the ages of 30 and 40 it’s quite likely that your income is increasing at a healthy rate, especially in a booming economy like India. Even if expenses are rising, you are likely to save much more than before.

Have you planned for this extra money?

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